More August News...

Dine Around Town will be held on Thursday, August 14th at 5pm.
Lieu of a “restaurant” supplying the meal, we will be hosting the DCOA first“ Lobster Bake”. The menu will include Lobster, Steamers, Potato Salad& Strawberry Shortcake. For this special event tickets are $15.00 per person and there is now a 2-ticket limit when you come in to purchase tickets. This event is made possible by The Friends of the Danvers Council on Aging and the Kiwanis Club of Danvers.

Journey’s Program
Please join us on Thursday, August 21st as we welcome once again the young men and women of Danvers Recreation’s Journeys Program. We are looking for seniors to come in and participate with the group by playing bocce, having a checkers tournament, teach those interested in knitting, playing pool and even having a dance or two during the Maple Sugar Jazz Band. If you would like to be part of our day, please call Paula at 978 762-0208.

Schedule of Classes
Click here for a listing of classes scheduled for the coming year. Please remember to sign up early as classes do fill up quick. You may also want to come to the August 20th Breakfast Club at 10:30 AM to meet some of our instructors, see some samples of work, as well as learn more about the classes.

Mortgage Seminar
Danversbank invites you to an informative Reverse Mortgages seminar on September 11th.
A light dinner and other refreshments will be served and raffle prizes will be given away.
Under the right circumstances, Reverse Mortgages can help homeowners age 62 or older who have limited income, by turning the equity they've built up in their home into cash. Homeowners can use the money for any reason, and do not have to repay the loan until they move or the property is sold.

“ TRAVEL TALK”
Thursday, August 28th 5:30-7 PM Speaker: Pam Strand, Collette Vacations
Please join us and learn more about our scheduled travel plans with Collette Vacations for 2009. Learn more about: Costa Rica, Peru, Scotland, Trains of the Colorado Rockies, San Antiono and more. Light refreshments will be served so please register in advance by calling the senior center at 978 762-0208 or 978 762-0209.

“TIPS FROM YOUR TRIAD” Is Your Free Annual Credit Report Really “Free”?
The Office of Consumer Affairs and Business Regulation reminds consumers that they are entitled to one free credit report every 12 months from each of the three national consumer reporting companies—Experian, Equifax, and TransUnion.

It is important to check your credit report regularly for accuracy and signs of fraudulent activity—especially with the increase in identity theft. You can receive a free credit report by phone, mail, or by visiting https://www.annualcreditreport.com. Beware of other web sites or unsolicited e-mails offering free credit reports. These sites that are not affiliated with the government-mandated free credit report program may claim to offer "free" credit reports, however the reports are tied to the purchase of other products.

If you would like to order a free credit report, follow these important steps:
• Steer clear of sites that promise free credit reports and then ask for your credit card information.
• Do not respond to e-mails, pop-up ads, or phone calls that claim to come from www.annualcreditreport.com or one of the credit reporting agencies. These may be scams seeking your personal information.
• Remember, there is only one official free credit report web site. Access it by visiting the Federal Trade Commission’s site at www.ftc.gov. or directly at www.annualcreditreport.com.
• If you are uncomfortable with Internet security you can order your credit reports by phone or mail. For a copy of your credit report from the major credit bureaus, contact: Equifax - 1-800-685-1111, Experian - 1-888-EXPERIAN (397-3742), TransUnion - 1-800-888- 4213.

Birthday Lunch
The next Birthday lunch will be held on Wednesday, Aug. 13th. Birthday lunches are held the 2nd Wednesday of the month. If you are celebrating a birthday during the month of August, lunch is on us! Call and register by 10 am Aug. 12th.

September 10, 2008 Cookout
Heritage at Danvers Menu will consist of Sirloin steak, BBQ chicken breast, Asian ribs, Cole slaw, Potato salad, Corn on the cob and Fruit trifle. Seating will be limited to 50. There is no charge for this event. Transportation will be available with advance registration. Please sign up at the front desk.

Tips for Seniors: Stay Cool During Hot, Humid Weather

Podiatrist, Dr. Wayne McCullough, is available at the Senior Center
from 10am—2pm on the 2nd and 4th Tuesdays of the month. The fee is $25 per visit unless you have a diagnosis that allows your insurance to cover routine foot care. Appointments are required. Please call the Senior Center at 978-762-0208 to book an appointment.

DCOA Raffle The Quilting Angels of the DCOA led by Marsha Gadzera have recently made a beautiful full/queen quilt to be raffled to benefit the Friends of the Danvers council on Aging. Raffle tickets will be available June—October 9th. Tickets are $2.00 each or 3 for $5.00. Stop by the senior center to view the quilt and to purchase your raffle tickets. Winner will be drawn on Thursday, October 9th during the town-wide Open House.

Food Stamps
You may be eligible to receive Food Stamps! Food Stamp Applications are available at the front desk. You can also go to www.mass.gov/dta. If you have any questions filling out the application, please call Sharon at 978-762- 0208, Mon & Wed from 8:30am—2:30pm.

Lifetime Enrichment Award
Any Danvers senior, age 60 and older, interested in exploring new horizons, is encouraged to apply. for the Lifetime Enrichment Award (formerly Senior Scholar Award Program)
Financial need is not part of the criteria.